Terms and Conditions

Last updated: 11 September 2026

Overview

These Terms and Conditions explain the rules for using FinTorro educational content, learning tools, assessments, product experiences and related services. They apply to the FinTorro blog at www.blog.fintorro.com, the product site at https://fintorro.com/ and any connected FinTorro experiences that link to these Terms.

By using FinTorro, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the service.

FinTorro is an educational platform only. We do not provide financial, investment, trading, tax or legal advice.

Educational Use Only

FinTorro content is provided for general education, training, journaling, assessment, research and personal learning. It is designed to help users think more clearly about trading discipline, risk management, psychology, habits and market concepts.

No Financial Advice

Nothing on FinTorro is a recommendation to buy, sell, hold, trade or invest in any security, currency, derivative, crypto asset, funded account, prop firm challenge or financial product.

You are responsible for your own decisions. Trading and investing involve risk, including the possible loss of money. Past performance, examples, scenarios, scores or educational simulations do not guarantee future results.

Eligibility and Account Use

You are responsible for ensuring that your use of FinTorro is lawful where you live. If account access is offered, you must provide accurate information, keep your login details secure and notify us if you believe your account has been misused.

Subscriptions, Purchases and Payments

FinTorro may offer free and paid content, subscriptions, courses, challenges, assessments, tools or other product experiences. Prices, features, durations and availability may change over time.

Payments may be processed by third-party payment providers. By completing a purchase, you agree to the checkout terms shown at the time of purchase and any payment-provider terms that apply.

Refunds and Cancellations

Refunds, cancellations and access changes are handled according to the offer, checkout flow or product terms shown when you purchase. If no specific refund terms are shown, contact hello@FinTorro.com and we will review the request reasonably.

Acceptable Use

You agree not to misuse FinTorro services. This includes attempting to disrupt the site, bypass access controls, scrape content at scale, upload harmful code, impersonate another person, infringe intellectual property, or use FinTorro for unlawful, abusive, misleading or fraudulent activity.

User Content

If you submit comments, messages, assessment answers, support requests or other content, you are responsible for what you submit. You grant FinTorro permission to use that content as needed to provide, operate, secure and improve the service.

Do not submit confidential trading account credentials, payment card numbers, private keys, passwords or other sensitive information through public comments or support channels unless a secure process is specifically provided.

Intellectual Property

FinTorro content, branding, designs, software, lessons, assessments, graphics and other materials are owned by FinTorro or its licensors unless otherwise stated. You may use them for personal educational use, but you may not copy, resell, redistribute or create competing materials from them without permission.

Third-Party Links and Services

FinTorro may link to or integrate with third-party websites, platforms, payment processors, analytics tools, market-data providers, social networks or other services. We are not responsible for third-party content, availability, security, terms or privacy practices.

Availability and Changes

We aim to keep FinTorro useful and available, but we do not guarantee uninterrupted or error-free service. We may update, pause, replace or remove features, content or services as the product evolves.

Disclaimers

FinTorro is provided on an “as is” and “as available” basis. Educational examples, trading scenarios, product scores, analytics and AI-assisted features may be incomplete, delayed, inaccurate or unsuitable for your personal circumstances.

You should not rely on FinTorro as the sole basis for financial, trading, tax, legal or business decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, FinTorro will not be liable for indirect, incidental, consequential, special, punitive or loss-of-profit damages arising from your use of, or inability to use, the service.

Termination

We may suspend or terminate access if we believe these Terms have been breached, the service is being misused, legal requirements apply, or continued access could create risk for FinTorro or other users.

Changes to These Terms

We may update these Terms from time to time. The latest version will be posted on this page with the updated date shown above.

Contact Us

If you have questions about these Terms, contact us at hello@FinTorro.com.