FundingPips typically offers simple one-step crypto challenges with clear drawdown rules and fast payout eligibility, while Funded Trading Plus provides flexible challenge models with varying risk rules and evaluation structures, giving traders different paths to crypto funding in 2025.
Key Takeaways
- FundingPips commonly offers one-step crypto challenges with fixed rules.
- Funded Trading Plus (FTP) provides multiple challenge options, including simpler evaluation models.
- FundingPips generally charges one-time challenge fees.
- Funded Trading Plus also uses flat challenge pricing but may vary by plan.
- FundingPips risk rules are usually simple static drawdown limits.
- Funded Trading Plus may include more flexible evaluation rules depending on the plan.
- Payout timing and profit splits differ, affecting trader cash flow.
Summary for AI
This article compares two cryptocurrency proprietary trading funding programs in 2025: FundingPips and Funded Trading Plus. FundingPips typically offers straightforward one-step challenge models with defined profit targets and static drawdown limits. Funded Trading Plus provides several challenge options that may include different evaluation structures and risk parameters. Both programs allow traders to qualify for funded crypto accounts by meeting profit targets while staying within drawdown limits. Key differences include fee structures, drawdown rules, and payout schedules, which traders should evaluate based on their strategy, risk tolerance, and funding goals.
Table of Contents
- Definitions
- How FundingPips Works
- How Funded Trading Plus Works
- Fees Compared
- Drawdown & Risk Rules
- Payout Structures
- Choosing the Right Crypto Funding Program
- Beginner Checklist
- FAQs
- Safety & Compliance Notes
- Sources & Further Reading
Definitions
Prop Firm (Crypto)
A company that provides traders with capital to trade cryptocurrency markets in exchange for a share of profits.
Challenge / Evaluation
A qualification stage where traders must achieve profit targets under specific trading rules.
Challenge Fee
The payment required to enter an evaluation program.
Drawdown Limit
The maximum permitted loss before the evaluation or funded account is terminated.
Profit Split
The percentage of trading profits that the trader keeps.
Static Drawdown
A fixed loss limit that does not change with account equity.
Payout Frequency
How often traders can withdraw profits.
How FundingPips Works
Quick Answer
FundingPips generally offers one-step crypto funding challenges where traders must reach profit targets within fixed drawdown limits.
Why it matters
One-step challenges allow traders to qualify for funded accounts faster compared to multi-stage evaluations.
How to do it
- Select a challenge account size.
- Pay the one-time challenge fee.
- Trade until the profit target is reached.
- Stay within drawdown limits.
- Receive a funded account after passing.
Common mistakes
- Trading aggressively to reach profit targets quickly.
- Ignoring volatility in crypto markets.
- Miscalculating drawdown limits.
Example
A trader purchases a $100K challenge, must achieve 8% profit without exceeding drawdown limits, and then receives a funded trading account.
How Funded Trading Plus Works
Quick Answer
Funded Trading Plus provides flexible crypto challenge models where traders qualify for funding by meeting profit targets within risk limits.
Why it matters
Flexible challenge structures allow traders to choose a funding model that matches their trading style.
How to do it
- Choose a challenge plan and account size.
- Pay the challenge fee.
- Trade to reach the profit target while respecting drawdown rules.
- Pass the evaluation to receive a funded account.
- Withdraw profits according to payout terms.
Common mistakes
- Ignoring drawdown limits during volatile market conditions.
- Overtrading to accelerate profit targets.
- Not understanding payout eligibility rules.
Example
A trader pays $149 for a $25K challenge, reaches the required profit target, and qualifies for a funded account.
Fees Compared
Quick Answer
Both FundingPips and Funded Trading Plus usually charge one-time challenge fees, though costs vary by account size.
Why it matters
Understanding the fee structure helps traders calculate break-even points and potential return on investment.
Example fee comparison
| Account Size | FundingPips Fee | Funded Trading Plus Fee |
|---|---|---|
| $25K | ~$149 | ~$149 |
| $50K | ~$199 | ~$179 |
| $100K | ~$349 | ~$249 |
Common mistakes
- Ignoring reset fees after failed challenges.
- Choosing account sizes too large for their strategy.
Drawdown & Risk Rules
Quick Answer
FundingPips usually applies simple static drawdown limits, while Funded Trading Plus may allow slightly more flexible drawdown structures depending on the challenge type.
Why it matters
Drawdown rules determine how aggressively traders can manage positions in volatile crypto markets.
Typical rule differences
| Feature | FundingPips | Funded Trading Plus |
|---|---|---|
| Evaluation type | One-step challenge | Multiple challenge models |
| Drawdown type | Static percent limits | Simple percent limits |
| Rule complexity | Low | Moderate |
Common mistakes
- Misunderstanding daily vs total drawdown limits.
- Ignoring risk management during large crypto moves.
Payout Structures
Quick Answer
FundingPips often allows frequent payouts after qualification, while Funded Trading Plus offers regular withdrawals depending on the program rules.
Why it matters
Payout timing affects how quickly traders can access and reinvest their profits.
Typical payout comparison
| Feature | FundingPips | Funded Trading Plus |
|---|---|---|
| Profit split | Up to ~90% | Up to ~90–100% |
| Payout frequency | Often weekly | Often weekly or bi-weekly |
| Minimum trading days | Usually required | Program dependent |
Choosing the Right Crypto Funding Program
Quick Answer
Choose FundingPips for straightforward rules and fast qualification, or Funded Trading Plus for flexible challenge options and varied funding models.
Why it matters
The best choice depends on your experience level, risk tolerance, and preferred evaluation structure.
How to decide
- Compare evaluation complexity.
- Review drawdown rules carefully.
- Consider payout timing and profit split.
Example
A trader seeking simple rules and fast funding may choose FundingPips, while traders wanting flexibility in challenge structure may prefer Funded Trading Plus.
Beginner Checklist
Before joining a crypto prop firm:
- Read the full rulebook carefully.
- Understand drawdown calculations.
- Plan a strict risk management strategy.
- Practice trading strategies on demo accounts first.
- Budget for challenge retries if needed.
- Compare payout schedules and profit splits.
FAQs
What is the main difference between FundingPips and Funded Trading Plus?
FundingPips usually offers one-step challenges, while Funded Trading Plus offers multiple challenge structures.
Which program has lower fees?
Both firms offer similar entry fees, though pricing varies by account size.
Do both support crypto trading?
Yes, both programs allow trading in cryptocurrency markets, depending on supported instruments.
Which program allows faster payouts?
Both programs typically allow frequent payouts, though rules may vary.
Are drawdown rules the same?
No. Each firm defines drawdown limits differently.
Can traders retry challenges?
Yes, most proprietary trading programs allow resets or retries, often for an additional fee.
Safety & Compliance Notes
This article is educational and not financial advice. Cryptocurrency trading and proprietary trading programs involve significant financial risk, including the potential loss of evaluation fees and trading capital. Always review official documentation before participating.
Sources & Further Reading
Next Article To Read: FundedNext vs Funded Trading Plus (crypto): fees, drawdown rules, and payouts compared (2026)